Estimate annual withholding and whether your W-4 settings are roughly on track
Federal withholding outlook
Recommended W-4 settings
This calculator provides estimates for informational purposes only. Results are not guaranteed to be accurate for every individual's tax situation. Consult a tax professional for advice specific to your situation. Tax rates and brackets are based on 2026 federal and state guidelines.
Questions people ask before they run the numbers
Why is this calculator federal only?⌄
Form W-4 is about federal withholding, so this page focuses on annual federal tax liability and estimated federal withholding only.
What does the Step 2 checkbox change?⌄
It increases estimated annual withholding to reflect the common W-4 adjustment for multiple jobs or a working spouse.
Why might it say I could get a refund?⌄
That usually means your estimated withholding is running higher than your projected federal tax liability based on the inputs you entered.
Can I use hourly pay instead of salary?⌄
Yes. Switch the pay type to hourly and enter a rate plus hours per pay period.